I like the mood you've created here, but what kills it for me are the muted highlights, esp in the reflections in the water. It's even stranger that it's effect is only in the center area. Why is the tone warmer there than on the edges?
Thanks for your feedback. That was the spot where the rays of sunlight were. I didn't notice it at first since the clouds distracted me from the whole scene. I'll play around with it and see what I can come up with.